Hi friends! 👋
Do you feel the holiday stress creeping up on you this year?
According to the American Psychological Association, 89% of Americans feel overwhelmed during the holiday season.
That’s a huge number.
That’s why we want to talk about the things money can’t buy: our four F’s.
Friends, family, faith, and fulfilling work.
Focusing on the four F’s during the holiday season will help ground you in the now and it reminds us about what the holidays are truly about: spending time with those we love. 💖
3️⃣ Steps to Getting More of “The Good Stuff”
💭 Visualize What You Want. How often do you daydream while you’re at work? While you’re in line picking the kids up? Following these threads of thought is what will lead us on the path to the good stuff. Carve some time out of your day and sit with your thoughts. If you’re a working mom and you visualize more family time, think about how you can achieve that! Through telework? By saving money to go part-time?
Having a crystal clear vision of what we want in life is what will help us achieve it. Visualizing is actually a powerful tool – not only does it boost our confidence, but it creates structural tension in our subconscious, which drives us to take action on our thoughts.
⏳ Spend Your Time Wisely. Money isn’t the only resource that helps us get what we want. Our time is just as important. Choosing how we spend our time will have a direct impact on how we achieve our future goals.
Because no one has ever said: “ I love that I spend hours everyday scrolling TikTok”. To help reclaim one of your most precious resources – your time – our friends at Practice of Life are running a science-backed 140day micro-challenge that takes less than 15 min a day so you can:
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Set (and keep) boundaries to free up time and energy
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Reclaim your peace of mind
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Focus on what truly matters to you
The results have been astounding
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90% of participants felt more in control of their technology
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85% of participants identified at least one passion to pursue w/ reclaimed time
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75% of participants reported significant improvement in work/life balance
Stop losing your life to pointless screen time. Just show up, and Practice of Life will do the rest. Save 40% with code FRUGAL40 here.**
🔇 Disconnect From the Noise. We’ve talked about ways to add to our lives, but what about subtraction? Disconnecting is just as powerful a tool as connection is. When you pull away from obligations that add stress or take too much time, we gain more control over our lives. When we have more time, we are free to put more effort into what matters most to us. Which can have a profound impact on the quality of our lives.
Journal Prompt: which of the four F’s (faith, family, friends, fulfilling work) would you like to invest more of your time and energy into? How might you do this?
On Tuesday, Jen & Jill tackled the three biggest topics in personal finance: earning, saving, and spending. Check it out here: The Money Management Holy Trinity (Ep 460).
Today, we interviewed the woman behind The Maximalized Minimalist, our favorite decluttering podcast. Listen to: How to Get to the Root of Clutter & Solve it for Good with Katy Wells (Ep 461).
Listen wherever you get podcasts and let us know what you thought of the episode over on our latest Instagram post!
✅ Read: Buy What You Love Without Going Broke. This book drops in the beginning of January, and it’s going to be the perfect read for your New Year’s Resolution. 46 days too long to wait because you’re super excited?! Then join our street team. Applications for the street team are due December 2nd, and in exchange for an honest review, you’ll get early access to Jen & Jill’s book baby. 📖
✅ Watch: Something wholesome! We’re in our self-care era, and part of de-stressing is doing things that make us smile. Try this six-minute funny puppy compilation. It never fails to give me the goofiest grin.
✅ Do: We’re still in open enrollment season. Make sure you do your research before signing up for insurance by utilizing Policygenius. Policygenius is an insurance comparison marketplace where you can compare quotes for home, auto, life, and disability insurance in a few easy steps. The best part? Policygenius is fully independent, which means that their quotes are trustworthy. 💖 **
✅ Meal Prep: With Thanksgiving a week away, let’s turn our attention to some good food! We love this cheese danish recipe from Budget Bytes! It’s six ingredients, takes 25 minutes to cook, and the kids will devour it. 🧀
Spending is a skill and you can learn to master it. If you’ve ever struggled with being unable to stick to a budget or felt guilty about spending on something you enjoy, Jen and Jill’s upcoming book is going to be your next favorite read.
Grab your pre-order gifts. Free With EVERY pre-order. 🥳
Take care,
Kim
⭐️⭐️ P.S. Want to share all this goodness with your friends AND earn cool Frugal Friends merch?
**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.
