Hiya ☀️
When you hear the word ‘minimalism’, what comes to mind? If it’s a white room with a singular Scandinavian desk & chair then it’s time for a revamp because that’s NOT the kind of minimalism we’re about.
Instead we like finding our ‘enough’, learning what makes our physical spaces feel peaceful vs. chaotic, and leaning into intentionality with how we manage ALL of our resources.
That’s where minimalism steps in. By putting it into practice & changing our thought patterns, we reap the benefits that come with a lifestyle shift. Just like eating healthier has a positive impact on the body, so does minimalism on our finances.
✨ Financial Benefits of Minimalism
⏱️ It’s efficient. It sounds counterintuitive, but hear me out. By purchasing, doing, & owning less, we actually make room for more in our lives. More time spent with loved ones, more time in nature, and more money going to what we want, rather than what we impulse purchased. As we practice minimalism, we look toward new habits that are more efficient than previous ones. Try putting these into place today:
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Automate your savings/bill-pay – this saves us time & brain power.
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Hire a laundry service – less time spent on household chores = more time to make money (or do what we want!).
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Cancel subscriptions – less subscriptions = more $$$.
🧾 It combats consumerism. As we embrace minimalism, we align with our core values. By doing so, we can make the choice to purchase less and refrain from the endless cycle of consumerism. When we do make purchases, it’s intentional. This intentionality leads to saving more, reducing our environmental footprint, and less mental clutter. Check out these three suggestions below to practice:
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Thrift store first – secondhand stores reduce fast fashion sales, protect the environment, and breathe new life into old items. For help buying secondhand first, get April’s 30-day secondhand challenge here! (use code CHALLENGE for 50% off)
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Declutter – get creative with what you have before buying something new.
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Barter – Trade for necessities with friends, farmers, & on Facebook Marketplace before hitting up the box store.
🌱 It’s an investment in your life & community. From taking cooking classes to a healthy 401k, cutting spending is an investment in your future and your community. By spending less and automating our savings, we can choose to reallocate extra funds into small businesses, charities, and organizations within our communities, as well as ourselves. Consider:
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Moving your money to a local credit union – most $$$ will stay within the community and go to small business loan investments, building housing, & public infrastructure (HOT TIP! 🔥).
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Pay off your debt – if your money isn’t tied up in interest, you would spend less time at work. If that was the case, more time could be devoted to giving back to your community.
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Outsource what you can – whether it’s finding an accountant or hiring a maid, outsourcing keeps money in the community and is an investment in yourself.
Minimalism is a deeper layer of simplicity—it’s a path to move forward intentionally, as well as a reclamation of power from consumerism. Try putting just one of these suggestions into place today, and see how your finances flourish over time!
Let’s be honest—home loans are confusing. On this week’s Sunday Reset, we dive into Home Equity Line of Credits (HELOC) vs. Home Equity Loans, and the advantages vs. disadvantages of each type of loan.
On Tuesday, we dished on what’s coming up for Frugal Friends in 2025. Celebrate our⚡500th⚡episode with us by listening to: A New Era For Frugal Friends anywhere you can get podcasts!
It’s a common misconception that reducing our carbon footprint is costly, and today’s episode combats this with a helpful list of No-Cost Ways to Be More Eco-Friendly (Ep 501). Listen to this rerun for a powerful reminder that there are more paths to do better than just spending.
Tune in wherever you get podcasts and let us know what you thought of the episode over on our latest Instagram post!
✅ Do: Sign up for the first FREE phone plan. You heard us. Free. Helium Mobile comes with 3GB of data, 300 texts, 100 minutes of calls, and nationwide 5G coverage. If you need more data, you can always upgrade. ⬆️ Get the Helium Mobile app today at hellohelium.com and use code FRUGAL for your free plan.
✅ Read: Now that it’s been out for a month, it should be easier to borrow Sunrise on the Reaping from your local library! Honor your inner teen with the latest book in The Hunger Games series. 📖
✅ Listen: Less Stuff, More Happiness, a five-minute Ted Talk that encourages you to live meaningfully.
✅Meal Plan: Earlier this week, we discussed how beneficial growing our own herbs can be. Try making this homemade Italian seasoning, and pairing it with Salt & Lavender’s Easy Baked Spaghetti recipe for a zesty dinner! 🍝
Spending is a skill and you can learn to master it. If you’ve ever struggled with being unable to stick to a budget or felt guilty about spending on something you enjoy, Jen and Jill’s debut book is going to be your next favorite read.
Warmly,
Kim
⭐️⭐️ P.S. Want to share all this goodness with your friends AND earn cool Frugal Friends merch?
**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.
