Hey Friends!
Let’s be honest: financial stress is real.
72% of Americans say that it’s one of the top stressors in their lives.
And in a world of too much cortisol and not enough rest, values-based spending is needed now more than ever.
So how can putting in the hard work with your finances help in other areas of your life?
Values-Based Spending: Life Outside Our Finances 👛
Values-based spending helps eliminate decision fatigue. When you have a plan for your finances, it eliminates the minutes or hours of back-and-forth on whether you should purchase something. When our choices are streamlined, we’re able to prioritize the choices that matter (like applying for that job!) and avoid-second guessing the good decisions that we’ve made.
Spending with purpose helps reduce physical stress symptoms. Having a plan for your money helps you know where you stand with your long term goals, which diminishes the stress response and helps reduce anxiety, blood pressure, and chronic pain.
Lastly, values-based spending helps build good habits. It takes effort to get to a point where you can spend in alignment, and this practice sets the tone for other habits in your life. From eating healthy & exercising, to practicing daily mindfulness – the building blocks of habit are the same: repetition.
On Tuesday, Jen & Jill dished their favorite tricks & tips for shopping secondhand in How to Shop Secondhand Online (Ep 424).
We’re coming at you with another debt free story! Today’s episode is an inspiring tale from a couple that hustled to pay off their debt while still prioritizing their future. Listen to their story in: DFS: This Couple Paid Off $90K of Debt & Didn’t Sacrifice Investing For Retirement (Ep 425).
Listen wherever you get podcasts and let us know what you thought of the episode over on our latest Instagram post!
✅ Listen: To “Grow Food for Free: The Sustainable, Zero-Cost, Low-Effort Way to a Bountiful Harvest” by Huw Richards. The title is a bit of a mouthful, but this book is full of creative ways to embrace growing your own food with whatever space and items you have that you can repurpose! 🪴
✅ Watch: The TedTalk that shifted my perspective on perseverance and the human spirit, “A Guerilla Gardener in South Central L.A.” by Ron Finley. 🎙️
✅ Do: Put the money we’ve saved by practicing values-based spending to work! Open a high-yield savings account with CIT & get 4.65% APY that will help those sinking funds grow. 🌱 **
✅ Meal Prep: These delicious rosemary chicken thighs by All Recipes. Throw them in a sheet pan uncovered with your favorite veggies & you’ve got a healthy, easy dinner for the night! Best part? There’s only six ingredients (and one is cooking spray!). 🍗
Happy Friday,
Kim
⭐️⭐️ P.S. Want to share all this goodness with your friends AND earn cool Frugal Friends merch?
**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.
