How Jill Paid Off $56,000 of Debt Over 7 Years – EP 435

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Life update! Because so much can change in two years. While the story remains the same, learning, perspective, and goals definitely change. But it’s a good thing to remind ourselves of the hard times we’ve come across and surpassed. In this episode, Jen and Jill rewind Jill’s debt pay-off journey to celebrate being debt-free and also, her very special day!

The more you put yourself in non-traditional situations, the more non-traditional opportunities for you to take advantage.

Sponsors:

  • Birthday candles! We think that our birthday cake for Jill should’ve gone to the  GOHQ Summit.  GOHQ Summit is a free online event. You can register now because it’s not taking place until September 9 and it’s going on that week. During that week you’re gonna learn organizational tips and tactics across all areas of your life. And we are speaking at the GOHQ Summit plus there are gonna be over 100 organizing experts there!

How Jill ended up in debt

Jill’s dreams come with a cost, resulting in outstanding student and private loans. However, she acknowledged and collected debt as she saw it as a necessity for her journey of growth and freedom. Despite having a low-paying job, she thought of creative ways to be frugal. 

The non-traditional methods Jill used to pay it off

Together with her supportive husband, they did non-traditional methods such as house sitting, renovating an RV and trailer to sell and more. Jen saw this an opportunity to take advantage of and work her way through paying off their debt. 

Tiny living to saving money

Contrary to some who may think that the RV lifestyle is expensive, the cost of time and repairs and problem solving are more necessary than finances. However, paying attention to what you already have and making the most out of it, it will save you enough for this kind of lifestyle. 

Doing it all over again

Jill wishes she could have known the freedom available to her and left earlier from her first internship job right after graduating. Realizing there are ways she can care for others without stepping on herself. Rather than feeling regret, every experience has landed itself to the next and helped gain an incredible skill set and variety of experiences in her life.

One habit or practice we did not take after paying off debt

For Jill, it’s being laser-focused on her spending and being tenacious with side-hustles. For Jen, it’s budgeting.

Bill of The Week

Thank you Deonna for sharing your bill about the Disney credit card and how you were able to hack this opportunity for a discounted trip to Disney!

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