The Friendletter

Hey friends! Jen here. I wanted to pop in and give you some encouragement to take with you for the 2 weeks prior to Christmas and Hanukkah. Some of you may be done with your holiday shopping, others may be just starting. Regardless, everyone will encounter an opportunity to impulse spend on something. While impulse…

Hello friends, Does anyone associate the holiday season with special treats? We just loveeeee little holiday treats. And we love finding a special treat that fits in our budget even more!  If you’re trying to stay on budget (or just want more sweets for less), we’ve rounded up some fantastic deals that will have your…

Goooood morning!  Have you ever had a particularly lucky streak financially? An “I just found five dollars in the parking lot, successfully renegotiated my interest rate, and my side hustle made bank” kind of season?  Perhaps it’s the opposite – maybe life smacked you with a flat tire and a kid that needs braces all…

Hi from Kim 👋 Winter is right around the corner, which means we’re on the cusp of the coziest time of year. 🧣 Whether you live in a moderate climate or the frozen tundra (Minnesota) like me, chances are, you’ll be spending more time inside in front of a TV.  It’s the best time to…

Hello & Happy December, friends! Did you know that 73% of Americans bake more between Thanksgiving & New Year’s Day than any other time of the year? Here at Frugal Friends, it doesn’t come as a surprise. After all, who doesn’t love a sweet treat during the holidays! 🎀 However, the cost of all those ingredients…

Season’s greetings friends! I kinda feel like I’m just preaching to the choir when I say it’s more important than ever to align our spending with our values this month. December is a month full of holiday festivities, but also a marked increase in spending. With the holidays, year-end celebrations, and colder weather driving up…

Happy Wednesday! Let’s take a quick break from holiday planning and shopping. What if I told you there might be an unexpected gift waiting just for you: unclaimed money!! 💰 It might sound too good to be true, but the truth is a lot of people are unknowingly sitting on cash, checks, or other assets…

Happy Monday friend!  Whether you’re celebrating Thanksgiving or you’re more of a celebrate Black Friday kinda gal, there’s a lot going on this week! And, unfortunately, that can mean a lot of temptation to impulse shop.  In fact, Black Friday marks the beginning of the traditional holiday shopping season. Our hot take? 🔥 Black Friday…

Hi friends! 👋 Do you feel the holiday stress creeping up on you this year? According to the American Psychological Association, 89% of Americans feel overwhelmed during the holiday season. That’s a huge number. That’s why we want to talk about the things money can’t buy: our four F’s.  Friends, family, faith, and fulfilling work. …