The Friendletter

Happy Wednesday, Friends! I (Misti) have been deep in the trenches of my debt payoff journey for like, ever. But once that’s done one of the things I’m most excited about focusing on is investing. Since I don’t have a lot of money to invest I’m not considering a financial advisor but I’m also hesitant…

Happy Monday, Frugal Friends! I (Misti) just booked my annual birthday trip with my twin and I can’t believe it’s already just a month away! 🥳 So once again, all birthday festivities are on the top of my mind. I’m still signing up for all the birthday freebies I can find and wanted to be…

Heyyyyyoo!!  At 27 years old, I (Kim) am either the youngest millennial or the oldest Gen Z’er. No one can actually decide the cutoff, and I like to claim both generations so I can a) keep up with the slang and b) justify my taste for early 2000’s pop. When it comes to finances, I…

Goooood morning!  I (Kim) am a self-proclaimed lab geek. Over the last few years, I’ve worked in sterile environments à la lab coats, scrubs, and absolutely zero food or drink allowed on the floor. Recently, I’ve graduated to a more office-like environment where I can have these things, and I am ready to find the…

Good morning, friends!  A little over a year ago, I (Kim) became a first-time auntie! I love spending time with my niece, and recently decided to take her to the free zoo that my city offers. We had a blast looking at all the animals and plants, but by the time that we were done,…

Happy Friday, Friends! For me (Misti), June tends to be a time for self-reflection and a perfect opportunity for a midyear check-in on my annual goals. 📅 And let’s just say… I’m not very pleased with my progress. I notice a dip in my motivation to keep paying off debt instead of spending money doing…

Happy Wednesday, friends! Jen and Jill’s conversation with Scott Speranza about Healthcare Overbilling a few weeks ago (Ep 407) kind of blew my mind. 🤯 I didn’t know it was possible to push back on medical charges. Also, I’ve been a long-time subscriber to the “time is money” mentality and just assumed the effort it…

Happy Monday!  As we settle into summer, I (Misti) know a lot of friends are happy for summer break, but that also means—occupying kiddos 👧🏻 who have a lot of free time without their usual school commitments. I don’t have kiddos myself, but I know this can get pricey and coming up with novel ideas…

Hello, hello!  Recently, I (Kim) had an epic fail moment à la tripping over nothing on concrete.  Three x-rays, two confused dogs, & one torn ligament later, and I’m home with a new pile of medical bills to take care of. (I’m fine, BTW).  But much like the penguin in the gif above, I can’t…