The Friendletter

How’s it going? Over the last few weeks, we’ve been talking a lot about de-influencing the holiday season. From setting boundaries to making lists, we’re doing our best to end this year focused on what really matters instead of spending outside our budget and values.  BUT we also know—sometimes you wake up on Christmas Eve-eve…

A warm welcome, my friends!  We’re officially in crunch time for the holiday season. 🎄 The wreaths are hung, lights are strung, and the smell of peppermint hasn’t left the air since Cyber Monday. However, we all know that by Sunday, we’ll realize that we forgot that present for our coworker, or that we absolutely…

Hey Frugal Friend!  Today’s email is inspired by a listener question we recently received asking our thoughts on whether they should purchase a car OR consider leasing. We thought it was an important question, with an answer that could benefit the rest of the class 🙂   We recognize how important vehicle decisions are, AND…

Heyo, friends! Are you one of the brave parents facing down winter break à la multiple kiddos (& maybe even half the neighborhood!! 😱) …ooor do you have in-laws staying “a few extra days” that you’re struggling to entertain? (One game of Monopoly was enough, thank you).  Whatever the case, when it comes to things…

Goooood morning!  How are you doing as we round out 2024? This time of year can be both exciting/hopeful AND overwhelming/deflating. We’re hearing about other people’s achievements and successes, while also being bombarded with messages that make us believe we can (and should WANT) to have it all—a beautifully aesthetic house, a nice car, all…

Hey friends! Jen here. I wanted to pop in and give you some encouragement to take with you for the 2 weeks prior to Christmas and Hanukkah. Some of you may be done with your holiday shopping, others may be just starting. Regardless, everyone will encounter an opportunity to impulse spend on something. While impulse…

Hello friends, Does anyone associate the holiday season with special treats? We just loveeeee little holiday treats. And we love finding a special treat that fits in our budget even more!  If you’re trying to stay on budget (or just want more sweets for less), we’ve rounded up some fantastic deals that will have your…

Goooood morning!  Have you ever had a particularly lucky streak financially? An “I just found five dollars in the parking lot, successfully renegotiated my interest rate, and my side hustle made bank” kind of season?  Perhaps it’s the opposite – maybe life smacked you with a flat tire and a kid that needs braces all…

Hi from Kim 👋 Winter is right around the corner, which means we’re on the cusp of the coziest time of year. 🧣 Whether you live in a moderate climate or the frozen tundra (Minnesota) like me, chances are, you’ll be spending more time inside in front of a TV.  It’s the best time to…