The Frugal Friends

DFS: Denise Job Hopped Her Way to Increase Income & Pay Off $19K of Debt – EP 431

There’s a saying that goes “a jack of all trades is a master of none, but oftentimes is better than a master of one”! As we approach the last part of our Debt-Free Summer, let’s remember that we can do so much more! In this episode, Jen and Jill are joined by Denise to share…

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4 Ways Online Stores Get You to Impulse Buy – EP 430

You know that feeling when you’re on the verge of scoring a super good deal, only to realize it’s just another impulsive spending moment? But, really, how do we even get away with a good deal in this world full of enticing discounts and irresistible offers? In this episode, Jen and Jill uncover the tricks…

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DFS: Kait Paid Off $62K Without Increasing Her Income, Here’s How She Did it – EP 429

They often tell us that the way to pay off debt is to increase our income, but what if we tell you there’s a way to achieve it without all that hustle? In this episode, Jen and Jill are joined by Kait to uncover her inspiring journey and how she navigated her financial decisions and…

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FSA vs HSA: Which is Right For You? – EP 428

One is the darling of the personal finance world, the other is her outcast cousin. But we’re shining a light on the ‘ugly duckling’ and telling you one might be right for you—and it might not be the one you think. In this episode, Jen and Jill shed light on FSAs and HSAs and provide…

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DFS: How Katelyn Paid Off $100K Debt in 18 Months AND Got $30K in Scholarships – EP 427

Paying off debt is one thing, but achieving your dream career alongside it is truly inspiring! In this episode, Jen and Jill are joined by Katelyn who shares her debt-free journey in 18 months through hard work, multiple jobs, and strategic budgeting, all while obtaining two master’s degrees and pursuing a doctorate for FREE. The…

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How Loyalty Points and Programs Cost You More – EP 426

When signing up for loyalty programs, it is important to ask yourself: Am I actually saving? Because we never know, it might be a tricky marketing tactic to get you to spend more. In this episode, Jen and Jill uncover the realities of loyalty points and programs and how much they actually cost us. If…

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DFS: This Couple Paid Off $90K of Debt & Didn’t Sacrifice Investing For Retirement – EP 425

There’s no one way to approach a debt-free journey, as everyone’s experiences differ. However, you can find ways to pay off debt without sacrificing what’s important to you—like investments or lifestyle choices! In this episode, Jen and Jill are joined by Akeiva and Meshack as they share their 18-month debt-free journey and how they did…

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How to Shop Secondhand Online – EP 424

If you consider yourself bad at thrifting, think again, because you might have missed important tips for buying secondhand items online, or maybe you don’t know where to. In this episode, Jen and Jill give advice on how to make the most of buying secondhand items online and where to find the best online thrift…

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DFS: Nika Paid Off $78K of Debt on a Single Income and got $133K FORGIVEN! – EP 423

Sacrificing the things we love most while saving can be tough. But don’t worry! We can choose to spend money on what we truly value all while meeting our financial goals! In this episode, Jen and Jill are joined by Nika to share her empowering three year debt-free journey including her mindset, hustles, as well…

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