Hey,
If you’ve ever felt guilty about your daily coffee run or that gym membership you actually use, here’s some good news:
Saving money doesn’t have to mean giving up everything that makes life brighter.
Most of the time when we think about cutting back, we immediately assume it means sacrificing what we actually love.
The truth is the first thing our mind jumps to is typically the last thing we need to give up to save money.
Instead, start with this week’s money move…
Cancel Something!
The streaming service you haven’t opened in months, the app you signed up for and never used, the free trial that auto-renewed without a second thought.
Why subscriptions primarily? Because it’s a once-and-done decision. Unlike skipping your coffee every day (which requires willpower over and over), canceling something you don’t use is a single action that pays off for months. No daily willpower needed.
That $15/month you will save by canceling the unused meditation app? Now it’s for:
-
The oat milk you buy instead of store-brand
-
The extra phone storage you pay for photos of your dog
-
Your emergency fund (!!!)
If you reviewed your 90-day transactions last week, you already know exactly where your money’s going. So pick one thing, cancel it, and use the savings towards something that matters more!
⚡️ We drop a new money move every Monday! Keep an eye on your inbox so you don’t miss it.
📝 Quick note: Our mobile optimized Spending Planner launches on April 28th and we can’t wait for you to get your hands on it. More details on Friday! 👀
In this week’s Sunday Reset, we explore two ways to increase your income in a non-negotiable profession like teaching: work more through side hustles or work differently. Not to miss for.
🔮 Future Bill 🔮
Some expenses don’t show up every month, but when they do, they’re BIG: job loss, home repairs, medical bills—you know the drill. These might be your future bills and they have a way of showing up on their own timeline whether you’re ready or not.
Instead of scrambling to cover the cost last minute, you can start setting money aside now and let it grow in the meantime. HYSAs like CIT typically offer higher interest rates than traditional savings accounts which means your money isn’t just sitting there. It’s actually building up for when you need it. **
Spending is a skill and you can learn to master it. If you’ve ever struggled with being unable to stick to a budget or felt guilty about spending on something you enjoy, Jen and Jill’s debut book is going to be your next favorite read.
Toodles 👋🏻
Goldie
⭐️⭐️ P.S. Want to share all this goodness with your friends AND earn cool Frugal Friends merch?
**Means this is a sponsored or affiliate section. We may earn a small fee or commission when you choose to try one of our sponsor or affiliate partners. But opinions are still 1000% our own.
