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Frugality,
But Make it Fun

We help you control your spending without all the guilt and shame of strict budgeting.

Get ready to feel confident about your finances and afford more of the things money can’t buy.

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Extreme couponing is so 2012.

Modern frugal living is as much about preserving your time, physical space, and natural resources as it is about saving money.

No More Broken Budgets

Budgets are the diets of the financial industry. We help yo-yo budgeters end the guilt and shame cycle of “perfect” budgets and make one that actually works.

Financial Goals That Align With Your Values

There’s not one right way to do money. We help you find your core values and create a financial plan around them. And you always have the freedom to take what works for you and leave what doesn’t.

Motivation to Succeed

Life can be focused on the destination but it’s lived on the journey. You need actionable strategies to make good decisions in advance and in real time. We’ve got you.

Frugal ≠ Cheap

We believe frugality isn't just clipping coupons and reusing Ziploc bags. It's the wise stewardship of resources: money, time, relationships, mental space, physical space, and natural resources.

Intention Matters

When we focus on consuming less, spending based on our values, and earning more in the workplace we can stop focusing on $3 decisions and start considering $3,000 and $30,000 decisions.

We Rise By Lifting Others

We believe the best way forward is together. The only way women can close the wealth gap and experience financial freedom is by working together to educate, support, and celebrate each other.

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Frugal Friends

Frugal Friends
If your life and money feel scattered across too many places, you’re not alone. This video shows the simple system we use to get everything out of our heads and into one place, without budget apps or complicated tools. 02:42 - Spending Planner (https://frugalfriends.shop/products/2026-spending-planner) 12:37 - Finance Planner (https://frugalfriends.shop/products/annual-finance-planner) 23:09 - Meal Planner (https://frugalfriends.shop/products/ultimate-meal-planner) đŸŽ™ïž Get full show notes here! https://bit.ly/ffpplanners ⭐ Submit your BOTW: http://frugalfriendspodcast.com/bill 📘 Order the book here: http://buywhatyoulovebook.com/ ⭐ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ 💌 The Friendletter: https://www.frugalfriendspodcast.com/friendletter ⭐ Use code EPISODE587 for 30% off: https://frugalfriends.shop/discount/EPISODE587?redirect=%2Fcollections%2Fspreadsheets 🔗 Monarch (Use code FRUGAL for 50% off your first year): http://frugalfriendspodcast.com/monarch 🔗 15 Easier Than Takeout Emergency Meals: https://www.frugalfriendspodcast.com/meals/ ▶ WATCH | TikTok is Normalizing Being CAR POOR: https://youtu.be/2mnnE6glKLw DISCLAIMER: This video is for educational purposes only. We are not financial advisors. In order to make the best financial decision for you and your family, you still need to conduct your own research and seek the advice of a licensed professional if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Don’t make any decisions without doing your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. This does not impact our personal opinions.
How to Get Your Life and Money Organized (Without Budget Apps)
You aren’t imagining it—products really are getting worse. From shrinking portions to cheaper materials, this video explains why modern consumer goods feel like a quiet downgrade. This isn’t about nostalgia or “things were better back then.” It’s about incentives, cost pressure, and why companies quietly reduce quality while charging more—and why consumers feel exhausted, frustrated, and powerless trying to keep up. 01:54 – Is quality REALLY declining? 08:37 – Why is it declining? 18:58 – Is it working (for them)? 26:28 – What does this mean for us? đŸŽ™ïž Get full show notes here! https://bit.ly/ffpdowngrade ⭐ Submit your BOTW: http://frugalfriendspodcast.com/bill 📘 Order the book here: http://buywhatyoulovebook.com/ ⭐ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ 💌 The Friendletter: https://www.frugalfriendspodcast.com/friendletter 💰 Spending Planner (30% off with code FRIENDS30): https://frugalfriends.shop/products/2026-spending-planner ⭐ Values-Based Planning Bundle (on SALE): https://frugalfriends.shop/products/values-based-planner-bundle ▶ WATCH | TikTok is Normalizing Being CAR POOR: https://youtu.be/2mnnE6glKLw DISCLAIMER: This video is for educational purposes only. We are not financial advisors. In order to make the best financial decision for you and your family, you still need to conduct your own research and seek the advice of a licensed professional if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Don’t make any decisions without doing your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. This does not impact our personal opinions.
Why Everything Is Worse Quality Now (It's Not Just You)
Want passive income without the hustle? Max out your 401k, IRA, and HSA! The more time your money sits, the more it compounds, letting you live off your investments. #PassiveIncome #InvestingTips #RetirementPlanning #CompoundInterest
Passive Income: The ONLY Way to Make Money Effortlessly #shorts
Jen and Jill talk about the only truly passive income stream, and 6 others you can actually start today (no guru course needed)! 03:24 - Platform building 06:46 - Affiliate marketing 11:20 - Selling digital products 13:30 - Print-on-demand merch 18:13 - Online mini courses 24:36 - Self-publishing 31:58 - The only truly passive income 🔗 CIT: www.frugalfriendodcast.com/cit 🔗 Try SmartCredit for $1 for 7 days: https://smartcredit.com/frugalfriends Sponsored by SmartCreditÂź.. Examples for education only; results and rates vary. Checking your SmartCreditÂź report/3B report is a consumer inquiry and does not affect your credit score. No service can prevent identity theft. Terms apply. đŸŽ™ïž Get full show notes here! https://bit.ly/ffppassiveincome ⭐ Submit your BOTW: http://frugalfriendspodcast.com/bill 📘 Order the book here: http://buywhatyoulovebook.com/ ⭐ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ 💌 The Friendletter: https://www.frugalfriendspodcast.com/friendletter 💰Spending Planner (30% off with code FRIENDS30): https://frugalfriends.shop/products/2026-spending-planner ⭐Values-Based Planning Bundle (on SALE): https://frugalfriends.shop/products/values-based-planner-bundle DISCLAIMER: This video is for educational purposes only. We are not financial advisors. In order to make the best financial decision for you and your family, you still need to conduct your own research and seek the advice of a licensed professional if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Don’t make any decisions without doing your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. This does not impact our personal opinions.
7 Frugal Passive Income Ideas For 2026
You’ve seen these money hacks everywhere
 but do they actually work? Jen and Jill rank all 19- and one was straight-up illegal. 01:25 - Mega-viral trends that we all know: 14:44 - Very viral 24:28 - Solid viral 29:49 - Medium viral 🔗 CIT: frugalfriendspodcast.com/cit 🔗 Crew: https://www.trycrew.com/ 🔗 No Spend Challenge Guide: https://www.amazon.com/No-Spend-Challenge-Guide-Spending-Impulsively-ebook/dp/B0779FP2M9 💰Spending Planner (30% off with code FRIENDS30): https://frugalfriends.shop/products/2026-spending-planner ⭐Values-Based Planning Bundle (on SALE): https://frugalfriends.shop/products/values-based-planner-bundle DISCLAIMER: This video is for educational purposes only. We are not financial advisors. In order to make the best financial decision for you and your family, you still need to conduct your own research and seek the advice of a licensed professional if necessary.  Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Don’t make any decisions without doing your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. This does not impact our personal opinions.
We Tried 19 Viral “Save Money” Hacks
What if self-care wasn't just about treats? Reward yourself with a home-cooked meal, 10,000 steps, or 30 minutes of fresh air. Fulfilling and free. #SelfCare #MentalWellness #HealthyHabits #Mindfulness
Self-Care Revolution: Beyond Social Media Treats #shorts
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The Definitive Guide to Values Based Spending

A relatable personal finance guide that gives a fresh take on how to control your impulse spending so you can stick to a budget and pay off debt, without the guilt and shame of traditional financial advice.

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Meet the Hosts

Jen Smith & Jill Sirianni

Jen Smith

Jen and her husband paid off $78K of debt in 2 years, she's the author of 4 personal finance books.

Jill Sirianni

Jill is a licensed clinical social worker and the co-author of Buy What You Love Without Going Broke.

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