5 Best Budgeting Apps For Beginners (Pay Off More Debt in 2026!) – EP 573
We’ve tested a lot of budgeting tools and apps over the years. Some are a win and some that honestly should’ve not been made. If
We help you control your spending without all the guilt and shame of strict budgeting.
Get ready to feel confident about your finances and afford more of the things money can’t buy.

Budgets are the diets of the financial industry. We help yo-yo budgeters end the guilt and shame cycle of “perfect” budgets and make one that actually works.

There’s not one right way to do money. We help you find your core values and create a financial plan around them. And you always have the freedom to take what works for you and leave what doesn’t.

Life can be focused on the destination but it’s lived on the journey. You need actionable strategies to make good decisions in advance and in real time. We’ve got you.

We believe frugality isn't just clipping coupons and reusing Ziploc bags. It's the wise stewardship of resources: money, time, relationships, mental space, physical space, and natural resources.

When we focus on consuming less, spending based on our values, and earning more in the workplace we can stop focusing on $3 decisions and start considering $3,000 and $30,000 decisions.

We believe the best way forward is together. The only way women can close the wealth gap and experience financial freedom is by working together to educate, support, and celebrate each other.
Featured On:






We’ve tested a lot of budgeting tools and apps over the years. Some are a win and some that honestly should’ve not been made. If
2026 is just days away, and before you know it you’ll be wondering how to make your budget work for the rest of the year.
“Made in Italy” when it’s really made in China? Appreciating the value of luxury is an art in itself, so choosing the real thing is
A relatable personal finance guide that gives a fresh take on how to control your impulse spending so you can stick to a budget and pay off debt, without the guilt and shame of traditional financial advice.
Jen Smith & Jill Sirianni
Reaching your financial goals starting to feel monotonous? Gamify your goals with us! Join the Monthly Money Challenge Membership to get a new fun money challenge in your inbox every month.